LOAN PROGRAMS

Loan Purpose

Supreme is focused on purchased business, which brings greater stability and predictability.

 

  • Purchase 60.5%
  • Refinance 39.5%
PURCHASE REFINANCE
2020 57.7% 48%
2021 60.5% 39.5%
2022 82% 18%%

Product Mix

Supreme Lending is a Fannie, Freddie, and Ginnie Seller/Servicer. We also offer several non-conforming and specialty products to help meet just about any lending need.

supreme loan programs

  • Up to 97% LTV financing with 620 FICO score
  • HomeReady® and Home Possible®
  • RefiNow™ and Refi PossibleSM
  • Gift funds eligible for down payment (1-unit primary)
  • Delayed financing allowed
  • Multiple property financing (7-10 properties)
  • HomeStyle® Renovation
  • 90-day purchase flips
  • ARMs available
  • Interest-only ARMs
  • FICO score minimum as low as 580
  • FHA Streamline with no appraisal with 580 FICO score
  • FHA HUD 184
  • FHA 203(k) Renovation
  • Solar and wind technology additions
  • FHA High Balance
  • Manual underwrite allowed
  • ARMs available
  • Up to 100% LTV with 580 FICO score
  • VA IRRRL with no appraisal with 580 FICO score
  • VA High Balance
  • VA Renovation
  • Manual underwrite allowed
  • ARMs available
  • Up to 89.99% LTV/CLTV to $2 million with 680 FICO score
  • Up to 80% LTV/CLTV to $2 million with 660 FICO score
  • Up to 80% LTV/CLTV to $3 million with 680 FICO score
  • Jumbo option with no reserve requirements
  • Interest-only ARMs
  • In-house underwriting delegation
  • Asset depletion available
  • Projected income
  • 100% LTV up to $1 million, no MI Medical Professional loan
  • Non-warrantable condos
  • Up to 100% LTV with 600 FICO score
  • USDA Streamline refinance
  • Manual underwrite allowed
  • ARMs available